At 62, He Delivers Meals to SNAP Recipients — Then He Told Me He’s Only a Layoff Away From Needing Them

On a Tuesday morning in late February, I climbed into a white cargo van outside a Denver community center and rode shotgun for a Meals…

At 62, He Delivers Meals to SNAP Recipients — Then He Told Me He's Only a Layoff Away From Needing Them
At 62, He Delivers Meals to SNAP Recipients — Then He Told Me He's Only a Layoff Away From Needing Them

On a Tuesday morning in late February, I climbed into a white cargo van outside a Denver community center and rode shotgun for a Meals on Wheels delivery route. I was there to report on how local volunteers were responding to the cascading uncertainty around federal food assistance — the partial payments, the court battles, the new eligibility rules that seemed to change every few weeks. What I did not expect was to find my most compelling source sitting in the driver’s seat.

Curtis Jennings, 62, had been volunteering with the Denver branch for about eight months. He is a marketing manager at a tech startup, married for 35 years, an empty nester whose youngest had moved out two years prior. His wife, Sandra, retired in October. From the outside, he is the picture of late-career stability. From the inside, as I would learn over the next two hours and a follow-up conversation the following week, the picture was considerably more complicated.

KEY TAKEAWAY
New SNAP work requirements that took effect in 2025 now extend to adults ages 55 through 64 — a group that was previously exempt. For the first time, millions of older Americans without dependents must document work or training activity to keep their benefits.

What the New SNAP Rules Actually Changed

The expansion of SNAP work requirements did not happen quietly. According to U.S. News Decision Points, the new rules — backed by federal legislation and championed by the current administration — widened the age band for work requirements from the previous cutoff of 54 to now include adults up to age 64. Those adults must demonstrate at least 80 hours per month of work, job training, or qualifying community service to maintain eligibility beyond three months.

The USDA framed the change as a modernization effort. In a joint op-ed, Secretary Rollins wrote that the administration was committed to “responsibly steward[ing] taxpayer dollars, promot[ing] healthy eating and empower[ing] Americans to lead better” lives. Critics called it a coverage cliff for older adults who face structural barriers to steady employment.

Separately, 22 states have now received or applied for waivers restricting SNAP purchases of soda, candy, and energy drinks, per Scripps News — adding another layer of confusion for recipients navigating an already-shifting program. The rollout dates vary by state, and as of April 2026, Colorado has not yet implemented purchase restrictions, though state officials have indicated they are reviewing the option.

42M
Americans currently relying on SNAP

55–64
New age range now subject to work requirements

22
States restricting SNAP food purchases

The People Curtis Delivers To

Over the course of that February morning, Curtis and I made eleven stops. At nearly every door, the conversation turned to food costs, benefit letters, and fear. One woman, in her late sixties, had received a notice that her SNAP case was under review following the new work requirement rollout. She had not worked since 2019, when a knee replacement left her with limited mobility. She was not sure whether her medical documentation would be accepted as an exemption.

Curtis knew her by name. He knew the names of her grandchildren from the photos on her refrigerator. When he handed her the meal and she mentioned the letter, he nodded slowly and said he’d look into it for her. After we walked back to the van, he was quiet for a block.

“She’s been on that fixed income for years. Her SNAP is maybe $180 a month. That $180 is the difference between eating and not eating. And now someone’s asking her to prove she’s working at 68 years old with a bad knee.”
— Curtis Jennings, Meals on Wheels volunteer, Denver

According to Newsweek, millions of Americans are expected to be removed from SNAP in the coming months as new eligibility reviews are completed. Advocacy groups have challenged the removals in court — two federal judges have already ruled that certain cuts were likely unlawful — but the legal proceedings have not paused the notices going out to households like the one we had just left.

The Part of the Story Curtis Didn’t Volunteer

It wasn’t until our second conversation, conducted over coffee at a diner near his home in the Wash Park neighborhood, that Curtis told me what was actually weighing on him. He hadn’t mentioned it in the van. He downplayed it even then, framing it as “just a thing that happened,” before walking me through the specifics.

In 2022, Curtis’s startup gave him a significant raise — his salary moved from roughly $94,000 to $138,000 annually. He and Sandra upgraded their lives accordingly: a lease on a newer car, a kitchen renovation that ran $41,000, two international trips. They were finally spending the way they had always told themselves they would once the kids were gone. What they did not address was a consolidation loan from 2014 — approximately $23,500 in older credit card debt — that had quietly gone delinquent during a period of job transition in 2019 and 2020.

By early 2025, a collections firm had obtained a judgment. By fall 2025, Curtis had a wage garnishment of $1,100 per month coming directly out of his paycheck.

⚠ IMPORTANT
Wage garnishment laws vary by state. In Colorado, creditors can generally garnish up to 25% of disposable earnings or the amount by which weekly earnings exceed 40 times the federal minimum wage, whichever is less. Curtis’s situation reflects how a judgment debt can follow a person for years before reaching enforcement.

Sandra’s retirement, which they had planned and celebrated, removed her $67,000 annual salary from their household income. Combined with the garnishment, their effective monthly take-home dropped by roughly $2,900 compared to mid-2024. They had not adjusted their spending to match.

“I make good money on paper. But on paper doesn’t pay for groceries. After the garnishment, after the car, after the mortgage — some months we’re genuinely deciding what we’re cutting. I never thought I’d say that at 62.”
— Curtis Jennings, marketing manager, Denver

Running the Numbers on His Own Eligibility

Curtis told me he had never seriously considered applying for SNAP. His income disqualifies him — the gross income limit for a two-person household is 130% of the federal poverty level, which in 2026 works out to approximately $2,572 per month. Curtis earns well above that threshold even after garnishment. He knows this.

But he had looked it up. That was the detail that stayed with me after our conversation — that a man earning $138,000 a year had quietly researched SNAP eligibility rules at two in the morning, not because he was applying, but because he had begun to feel how quickly the math could shift.

His startup, he mentioned without elaborating, has been through two rounds of layoffs in the past 14 months. He is 62. The new work requirements that now apply to SNAP recipients between ages 55 and 64 would, in a worst-case scenario, apply to him — a man who would face significant barriers to immediate re-employment at his salary level if he were laid off.

SNAP Work Requirement: What Changed in 2025
1
Previous rule — Work requirements applied to able-bodied adults without dependents (ABAWDs) ages 18 through 54.

2
New rule (effective Feb. 1, 2025) — Age range expanded to 18 through 64, dramatically widening who must comply.

3
Requirement — 80 hours per month of work, job training, or qualifying community service. Failure to document this results in loss of benefits after three months.

4
Narrowed exemptions — Fewer categorical exemptions exist for medical conditions and caregiving situations than under previous rules.

Age Group Before 2025 After Feb. 2025
18–54 Work requirement applied Work requirement applies (unchanged)
55–64 Exempt from work requirement Now subject to work requirement
65+ Exempt Exempt (unchanged)

The Reckoning That Comes Without a Crisis

Curtis has not lost his job. He has not applied for SNAP. His situation — real and stressful as it is — is not the same as the woman at the eleventh door on our delivery route, the one with the bad knee and the benefit review letter. He knows that too, and he said so plainly when I asked him what he wanted people to take from his story.

“I don’t want anyone feeling sorry for me. I made the choices I made. But I think there are a lot of people like me — people who look fine on the outside — who are genuinely one thing away from needing help. And the rules are getting harder, not easier.”
— Curtis Jennings, Denver, CO

What the new SNAP architecture does not account for, Curtis argued, is the gap between looking stable and being stable. The work requirements that now extend to age 64 assume a certain consistency of employment that older workers — particularly those in startup environments, contract roles, or industries undergoing contraction — often cannot guarantee. The requirements are documented in the latest Congressional Research Service summary of SNAP eligibility changes, which notes that narrowed exemptions apply even to individuals with documented medical limitations that fall short of full disability certification.

States, meanwhile, are scrambling to respond. According to NBC News, some states are moving to create bridge programs ahead of federal benefit reductions, but funding and implementation timelines remain uncertain. Colorado, as of this writing, had not announced a formal bridge initiative.

Curtis said the garnishment situation would likely resolve by mid-2027, once the judgment debt is paid down. Sandra is considering part-time consulting work. They have started cooking at home more often — a phrase that landed with more weight than he probably intended, given where we had spent that February morning.

“Delivering those meals every week — it recalibrated something. I stopped seeing SNAP as something that happens to other people. It’s a system a lot of us are closer to than we think.”
— Curtis Jennings, Meals on Wheels volunteer

He still does the Tuesday route. He told me he plans to keep doing it after his situation improves, if it improves. The woman with the bad knee got her exemption approved in March, after Curtis helped her pull together the right medical documentation. That part of the story, at least, resolved cleanly.

Most of them do not.

Related: She’s 63, Uninsured, and Two Years Away From Medicare — This Is What That Actually Costs

Related: A 53-Year-Old Mechanic Was Weeks From Closing His Shop — One Tax Credit Changed the Math

KEY TAKEAWAY
The new SNAP work requirements that took effect February 1, 2025 affect adults ages 55–64 for the first time. Recipients in this age range must now document 80 hours of monthly work or training activity or risk losing benefits after three months. Exemptions exist but have been narrowed under the new law.

Frequently Asked Questions

What are the new SNAP work requirements for adults over 55?

As of February 1, 2025, SNAP work requirements now apply to able-bodied adults without dependents ages 55 through 64. These adults must document at least 80 hours per month of work, job training, or qualifying community service to keep receiving benefits beyond three months. This age group was previously exempt from such requirements.
How many Americans are currently receiving SNAP benefits?

Approximately 42 million low-income Americans rely on SNAP as of 2025–2026, according to multiple federal and news sources tracking the program during recent policy changes and the government shutdown period.
Which states are restricting what SNAP recipients can buy?

As of early 2026, 22 states have received or applied for federal waivers restricting SNAP purchases of sodas, candy, and energy drinks, according to Scripps News. Rollout dates vary by state, and not all approved waivers have been fully implemented yet.
Can SNAP benefits be reduced or cut off due to government shutdowns?

Yes. During the 2025 federal government shutdown, approximately 42 million SNAP recipients faced the risk of losing or receiving only partial food assistance. Federal courts intervened in at least two rulings, finding that certain planned SNAP cuts were likely unlawful.
What happens if I am between ages 55 and 64 and cannot meet the SNAP work requirement?

You may qualify for an exemption with a documented medical condition or qualifying hardship, but exemptions have been narrowed under the 2025 rules. Individuals should contact their state SNAP agency and submit supporting medical documentation as early as possible in the review process.
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Camille Joséphine Archer

Senior Benefits & Social Programs Writer covering student loans, SNAP, housing, and VA benefits. J.D. Howard University. Former HUD Policy Analyst.

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